My claim was denied. Am I entitled to a second chance with Great Lakes Adjusters?
Yes! Many of our customers originally had their claim denied. We simply reopen the loss, negotiate with your insurance company, and insist they pay for damages.
What happens when my roof is hit by hail?
When hail strikes your roof, it can cause significant damage to the shingles.
This includes:
• Granule Loss: Hail often dislodges granules from the shingles, leaving exposed areas of asphalt that may appear as circular or radial patches.
• Dents and Marks: Impact from hail can create visible dents or marks on the roof’s surface.
• Bruising: The matting beneath the shingles can sustain fractures, often felt as soft or bruised areas, with granules displaced around the impact zone.
• Black Spots: In some cases, hail damage results in round, dark areas on the shingles.
When the matting of your shingles is damaged, their ability to repel water is compromised. This increases the risk of water intrusion, which could lead to issues like ice damming or leaks caused by wind-driven rain. To prevent further damage, it’s critical to have your roof inspected promptly by a licensed public adjuster.
What is the cost of hiring Great Lakes Adjusters?
A small percentage of the amount recovered from the insurance company is paid directly from the insurance proceeds. This cost is often a small fraction of the overall roof cost, making the services of Great Lakes Adjusters a cost-effective choice for homeowners concerned about the price of a roof replacement.
Is there a minimum value required for a claim to be made?
We work with small and large claims, fill out our free inspection report online form to learn more.
When should I call Great Lakes Adjusters?
After any roof damage or loss, you should contact GLA immediately to assess the damage.
Who regulates a public adjuster?
A public adjuster is licensed and certified by the Illinois Department of Insurance to work exclusively for the benefit of the policyholder.
Who uses the services of public adjusters?
Homeowners, businesses, attorneys, and even insurance companies may hire public adjusters.
What is the difference between a public adjuster and an insurance company adjuster?
A public adjuster is an independent adjuster that works on behalf of their client, where an insurance adjuster protects the interests of the insurance company they are employed by.
If my claim has been closed by my insurance company, is it too late to hire a public adjuster?
Illinois allow up to 2 years to settle an existing claim from the date of loss, fill out our free inspection report to learn more.
Will my insurance company cancel my policy if I hire a public adjuster?
No. You are entitled to hire a public adjuster to represent you in an insurance claim.
What is a public adjuster?
A public adjuster is an independent, expert insurance adjuster. Learn more about, what is a public adjuster?
Will I get a higher settlement if I hire a public adjuster?
Usually, yes. A public adjuster will make sure you receive a fair settlement from your insurance company.
Will my insurance rates increase if I file a hail & wind claim?
Insurance companies manage policy increases or decreases whether or not you file a claim.
How long does a roof installation take?
Most roof replacements can take 1-3 days. However, the duration of a roofing project can vary significantly based on the complexity and scope of the work. Comprehensive roofing projects may require additional time, especially if they involve extensive repairs or the installation of specialized materials.
Should I repair or opt for a roof replacement?
In general, if more than ¼ of your roof is damaged or your shingle roof is older than 20 years, roof repairs or a full roof replacement is recommended. Choosing the right roofing system can significantly impact this decision. Different types of roofing systems offer varying levels of durability, energy efficiency, and suitability for specific needs. It’s crucial to know when a new roof is necessary to avoid further damage and ensure the longevity of your home. Thankfully, a Great Lakes Adjusters representative will lend their expert advice based on your specific circumstances, so you’ll get a clear picture of the services you need.
What are DaVinci Roofscapes materials?
DaVinci Roofscapes are a leading brand of synthetic slate and cedar shake roofing tiles. Traditional slate and cedar shake materials are highly expensive and require a lot of hands-on maintenance. Asphalt shingles are a budget-friendly option that offers a balance between cost, durability, and aesthetics. Synthetic materials from DaVinci expertly mimic the style of slate and cedar but with an eco-friendly, low-maintenance material. As part of a comprehensive roofing system, DaVinci Roofscapes materials provide both durability and aesthetic appeal, making them an excellent choice for various types of commercial roofs. Metal roofing is another durable and eco-friendly option that is becoming increasingly popular among homeowners. Slate roofing is known for its durability and low maintenance, offering fireproof qualities and an extended lifespan. Tile roofing is a durable and aesthetically pleasing option available in various colors and styles. Wood shake roofing, typically made from cedar wood, blends well with natural environments and ages to an attractive gray color.
What types of siding do you install?
We most commonly install Norandex vinyl siding. This is an economical yet durable product that looks stylish and clean.
How long does it take to install new siding?
Depending on the size of your home and the weather, it may take 2-7 days to complete a full siding project.
How long does vinyl siding last?
With proper maintenance, vinyl siding commonly lasts between 20-40 years!
Can you paint vinyl siding?
Yes, absolutely. However, with all the incredible color options available from CertainTeed, you’ll be able to choose the exact color you’re dreaming of from the start.
What are the signs of exterior storm damage and roof leaks?
Some common signs of storm damage on your roof include missing shingles, lifting shingles, cracked shingles, shingle granule loss, or dented gutters. On your siding, you may notice cracks, dents, or warping. Be sure to keep your eyes peeled for interior water leaks which could be caused by storm damage on your roof or siding.
What is TPO roofing?
Roofing materials like TPO roofing, which stands for “thermoplastic polyolefin,” are essential for various applications. This roofing material is a white single-ply membrane used on low-slope roofs. This is a fantastic roofing material for flat commercial roofs because it’s low-maintenance and helps keep buildings temperate.
What types of commercial properties can you serve?
Great Lakes Adjusters has the capabilities to serve a wide range of commercial roofs, including warehouses, retail, offices, churches, multi-family housing, and more. Energy-efficient roof systems, such as reflective roof systems, are crucial for helping property managers meet specific criteria and manage costs effectively.
Is Great Lakes Adjusters fully licensed and insured?
Yes! We hold roofing licenses and a public adjuster’s license through the state of Illinois. Selecting a reputable roofing company is crucial for ensuring quality workmanship and reliable service.
What brand of windows do you install?
As a Pella Certified Contractor, we proudly install Pella windows. Hiring a licensed roofing contractor ensures quality work and peace of mind for your commercial roofing projects. The Pella brand is known as one of the top-performing window brands in the entire country, and we love how they instantly boost your home value and increase your energy efficiency.
Do you install windows in all your service areas?
At this time, we only install windows in the Chicagoland area. When considering roofing services, it’s crucial to hire reputable roofing contractors who have the necessary qualifications and insurance coverage.
What are your service areas?
Great Lakes Adjusters is located in Chicago and serve clients all over Illinois.
Do you offer financing?
Yes, contact us to learn more.
What are some signs I need a new roof?
Determining whether you need a new roof can be a daunting task, but there are several signs that indicate it’s time for a roof replacement. As a homeowner, it’s essential to be aware of these signs to avoid costly repairs and ensure the integrity of your home’s structure.
- Age of the Roof: Most roofs have a lifespan of 20 to 30 years, depending on the type of roofing material used. If your roof is approaching or has exceeded its expected lifespan, it may be time to consider a new roof.
- Missing or Damaged Shingles: Missing or damaged shingles can compromise the integrity of your roof, leading to leaks and water damage. If you notice missing or damaged shingles, it’s essential to contact a roofing contractor to assess the damage and recommend the necessary repairs.
- Roof Leaks: Roof leaks can be a significant sign that your roof needs to be replaced. If you notice water stains on your ceiling or walls, it’s essential to contact a roofing contractor to inspect your roof and determine the cause of the leak.
- Curling or Buckling Shingles: Curling or buckling shingles can be a sign that your roof is nearing the end of its lifespan. If you notice curling or buckling shingles, it’s essential to contact a roofing contractor to assess the damage and recommend the necessary repairs.
- Granules in the Gutters: Asphalt shingles have granules that can wear off over time. If you notice granules in your gutters, it may be a sign that your roof is nearing the end of its lifespan.
- Daylight Showing Through the Roof Boards: If you notice daylight showing through the roof boards, it’s a sign that your roof is compromised and needs to be replaced.
- Increased Energy Bills: A new roof can help reduce energy bills by providing better insulation and reducing heat loss. If you notice an increase in your energy bills, it may be a sign that your roof is not functioning properly.
By being aware of these signs, you can determine whether you need a new roof and avoid costly repairs. It’s essential to contact a reputable roofing contractor to assess your roof and recommend the necessary repairs or replacement.
What kind of roofing materials are available?
When it comes to choosing a new roof, there are several roofing materials to consider, including asphalt shingles, tile roofing, metal roofing, and slate roofing. Each material has its pros and cons, and it’s essential to choose a material that suits your budget, climate, and personal preferences.
Why should I invest in a roof replacement?
Roof replacement can be a significant investment, but it’s essential to ensure the integrity of your home’s structure. A new roof can provide better insulation, reduce energy bills, and increase the value of your home.
How do I select a roofing contractor?
When choosing a roofing contractor, it’s essential to do your research and choose a reputable company with experience in roof installation and repair. A good roofing contractor can help you choose the right roofing material, ensure a proper installation, and provide a warranty for their work.
By being aware of the signs that you need a new roof and choosing the right roofing material and contractor, you can ensure the integrity of your home’s structure and avoid costly repairs.
What are the key signs of hail damage on asphalt shingles?
Key signs of hail damage on asphalt shingles are bruises, granule loss, cracks, and punctures, which can manifest as broken edges, bald spots, and soft, spongy areas. Identifying these signs early is crucial for effective roof maintenance.
How does wind speed and direction affect hail damage to roofs?
Wind speed amplifies the impact of hail on roofs, while wind direction influences the specific areas that are more susceptible to damage.
Will my insurance cover hail damage to my roof?
Yes, most homeowners insurance policies cover hail damage to roofs, but you should review your specific policy details and file a claim promptly.
Should I repair or replace my hail-damaged roof?
If the damage to your roof is severe, replacement is often the best option, whereas minor damage can usually be repaired effectively. Assess the extent of the damage along with the roof’s age and material to make an informed decision.
What preventative measures can I take to protect my roof from hail damage?
To effectively protect your roof from hail damage, prioritize regular maintenance by cleaning gutters and trimming tree branches. Consider installing impact-resistant materials such as Class 4-rated asphalt shingles or metal roofing. Taking these steps will greatly enhance your roof’s resilience against harsh weather.
Have You Been Hit Bya Hail Storm?
Hail, rain, and wind can all play a factor with roof damage. If your roof is older, that can also play another significant role.
Get Started with Our SimpleStep-by-Step Process
Book an Appointment
Contact Our Great Lakes Adjusters team by phone or through our quick and secured online form, and we’ll reach out to set up a property inspection at your time of convenience usually within 24 hours.
The GLA Inspection
Our home adjuster specialist will assess the damage to your home, documenting it thoroughly to determine if filing an insurance claim is admissible along with photo & video evidence to support a claim.
File an Insurance Claim
If filing is justified, we’ll handle it for you from start to finish. We’ll submit a public adjuster agreement to your insurance company, and a claims representative will work directly with them to initiate the claim.
Adjuster Inspection
Your insurance company will assign an adjuster to inspect the property (which we will be present for). This step may take 2-4 weeks based on scheduling availability from your insurance provider.
